RealCostCalc

Where your salary goes furthest: take-home pay in all 50 states (2026)

The same paycheck is worth very different amounts depending on where you live. We calculated 2026 take-home pay on three salaries in every state.

Biggest gap on a $75,000 salary$5,580a year between no-income-tax states and Oregon
Keeps the most8 tax-free states$61,592 take-home on $75,000 — no state income tax or payroll premiums
Keeps the leastOregon$56,013 take-home on $75,000

Key findings

All 50 states ranked by take-home pay

Click a state for its full paycheck calculator. Click a column heading to sort.

RankStateTake-home on $75,000 State taxes on $75,000Total tax rateTake-home on $50,000Take-home on $100,000
1Texas$61,592$017.9%$42,355$79,180
1Florida$61,592$017.9%$42,355$79,180
1Tennessee$61,592$017.9%$42,355$79,180
1Alaska$61,592$017.9%$42,355$79,180
1Nevada$61,592$017.9%$42,355$79,180
1New Hampshire$61,592$017.9%$42,355$79,180
1South Dakota$61,592$017.9%$42,355$79,180
1Wyoming$61,592$017.9%$42,355$79,180
9North Dakota$61,389$20318.1%$42,355$78,489
10Washington$60,552$1,04019.3%$41,661$77,793
11Ohio$60,306$1,28719.6%$41,756$77,199
12Arizona$60,120$1,47219.8%$41,508$77,082
13Louisiana$59,729$1,86420.4%$41,241$76,566
14Indiana$59,410$2,18320.8%$40,910$76,260
15Iowa$59,394$2,19820.8%$41,107$76,032
16Mississippi$59,324$2,26820.9%$41,087$75,912
17Pennsylvania$59,238$2,35521.0%$40,785$76,040
18New Mexico$59,233$2,35921.0%$41,171$75,611
19North Carolina$59,109$2,48421.2%$40,869$75,699
20Vermont$59,103$2,49021.2%$41,114$75,040
21Kentucky$59,085$2,50721.2%$40,723$75,798
22Nebraska$59,060$2,53321.3%$40,960$75,510
23Missouri$59,005$2,58821.3%$40,942$75,417
24West Virginia$58,912$2,68021.5%$40,834$75,295
25Arkansas$58,880$2,71221.5%$40,618$75,493
26Oklahoma$58,763$2,83021.6%$40,650$75,226
27Idaho$58,726$2,86721.7%$40,813$74,988
28Montana$58,716$2,87721.7%$40,762$74,891
29South Carolina$58,715$2,87821.7%$40,977$74,802
30Colorado$58,671$2,92221.8%$40,643$75,048
31Michigan$58,656$2,93721.8%$40,481$75,181
32Wisconsin$58,649$2,94421.8%$40,778$74,752
33Rhode Island$58,572$3,02121.9%$40,547$74,932
34New Jersey$58,491$3,10122.0%$40,740$74,390
35Alabama$58,466$3,12622.0%$40,286$75,078
36Georgia$58,449$3,14422.1%$40,459$74,789
37Utah$58,445$3,14722.1%$40,658$74,680
38Maryland$58,394$3,19922.1%$40,344$74,794
39Kansas$58,207$3,38522.4%$40,365$74,400
40Virginia$58,094$3,49822.5%$40,294$74,244
41Illinois$58,025$3,56822.6%$40,025$74,375
42California$57,952$3,64022.7%$40,732$72,969
43Maine$57,860$3,73322.9%$40,435$73,580
44Connecticut$57,842$3,75022.9%$40,105$73,930
45Massachusetts$57,818$3,77522.9%$39,945$74,040
46New York$57,784$3,80823.0%$40,005$73,877
47Minnesota$57,686$3,90723.1%$40,258$73,463
48Delaware$57,684$3,90923.1%$40,057$73,521
49Hawaii$57,423$4,17023.4%$40,071$73,110
50Oregon$56,013$5,58025.3%$38,801$71,332

Download the data (CSV)

Methodology

We calculated annual take-home pay for a single filer with no dependents, paid every two weeks, taking the standard deduction and making no 401(k) or other pre-tax contributions. Each figure subtracts 2026 federal income tax, Social Security (6.2%) and Medicare (1.45%), state income tax, and mandatory state employee payroll deductions such as disability and paid family leave premiums.

State tax figures use published 2026 rates, brackets, standard deductions, exemptions and credits. City and county income taxes are excluded, because they vary by location. Tax credits beyond standard personal credits are not included. Estimates are for comparison only and are not tax advice. The median take-home pay on $75,000 across the 50 states is $58,880.

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Journalists, bloggers and researchers are welcome to use these figures with credit and a link to this page. For questions or custom numbers, email [email protected].

Suggested citation: RealCostCalc, "Take-home pay by state, 2026," realcostcalc.com/take-home-pay-by-state/

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Calculate your own take-home pay

Use the paycheck calculator for your state, or the main paycheck calculator to include your 401(k), benefits and filing status.

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