How Rhode Island taxes your paycheck in 2026
Rhode Island taxes income from 3.75% to 5.99%, and workers pay 1.1% of wages for Temporary Disability and Caregiver Insurance.
- The same brackets apply to every filing status: 3.75% up to $82,050 of taxable income, 4.75% up to $186,450 and 5.99% above.
- The 2026 TDI/TCI rate is 1.1% of wages up to $100,000 (a maximum of $1,100), down from 1.3% in 2025. It funds disability benefits and up to 8 weeks of paid caregiver leave.
- The standard deduction is $11,200 ($22,400 for couples), plus a $5,250 exemption per person. Both phase out for very high incomes.
Rhode Island 2026 income tax brackets
| Rate | Single | Married filing jointly |
|---|---|---|
| 3.75% | $0 – $82,050 | $0 – $82,050 |
| 4.75% | $82,050 – $186,450 | $82,050 – $186,450 |
| 5.99% | Over $186,450 | Over $186,450 |
Brackets apply to taxable income, after the state standard deduction.
Take-home pay in Rhode Island at common salaries
| Salary | Take-home per year | Every 2 weeks | Rhode Island taxes | Total tax rate |
|---|---|---|---|---|
| $40,000 | $32,997 | $1,269 | $1,323 | 17.5% |
| $60,000 | $48,097 | $1,850 | $2,293 | 19.8% |
| $75,000 | $58,572 | $2,253 | $3,021 | 21.9% |
| $100,000 | $74,932 | $2,882 | $4,248 | 25.1% |
| $150,000 | $107,168 | $4,122 | $6,623 | 28.6% |
Single filer, paid every two weeks, no 401(k) or pre-tax benefits, excluding local taxes.
Example
A single filer in Rhode Island earning $75,000 a year, paid every two weeks with no 401(k), takes home about $2,253 per paycheck, or $58,572 a year. Federal income tax is about $7,670, Social Security and Medicare $5,738, and Rhode Island taxes $3,021.
Not in Rhode Island?
Use our main paycheck calculator for any state, or browse paycheck calculators by state.
This calculator estimates your yearly tax and spreads it evenly across paychecks. Your employer's withholding depends on your W-4 and state forms, so individual paychecks can differ slightly. It doesn't include tax credits such as the Child Tax Credit.
Common questions
What are Rhode Island's income tax rates?
3.75%, 4.75% and 5.99%. The top rate applies above $186,450 of taxable income.
What is the Rhode Island TDI deduction for 2026?
1.1% of wages up to $100,000, a maximum of $1,100 for the year.
Do Rhode Island towns have income tax?
No. Only the state income tax applies to wages.
How much is $75,000 a year after taxes in Rhode Island?
About $58,572 a year, or $2,253 every two weeks, for a single filer with no 401(k) contributions.
More calculators
- Paycheck calculatorTake-home pay after taxes and 401(k)
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- Vermont paycheck3.35% to 8.75%
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Last updated .