How NYC paychecks are taxed
New York City residents pay four layers of tax on wages: federal income tax, Social Security and Medicare, New York State income tax (3.9% to 10.9%), and New York City income tax (3.078% to 3.876%). Workers also pay small amounts for state disability insurance and Paid Family Leave.
NYC income tax rates
| Rate | Single | Married filing jointly |
|---|---|---|
| 3.078% | $0 – $12,000 | $0 – $21,600 |
| 3.762% | $12,000 – $25,000 | $21,600 – $45,000 |
| 3.819% | $25,000 – $50,000 | $45,000 – $90,000 |
| 3.876% | Over $50,000 | Over $90,000 |
Applied to New York taxable income, after the state standard deduction.
Who pays NYC tax?
Only residents of the five boroughs — Manhattan, Brooklyn, Queens, the Bronx and Staten Island. If you live in New Jersey, Long Island or Westchester and commute into the city, you don't pay NYC income tax (though you still pay New York State tax on income earned there).
Take-home pay in NYC at common salaries
| Salary | Take-home per year | Every 2 weeks | NYC tax | Total tax rate |
|---|---|---|---|---|
| $40,000 | $31,427 | $1,209 | $1,126 | 21.4% |
| $60,000 | $45,566 | $1,753 | $1,891 | 24.1% |
| $75,000 | $55,312 | $2,127 | $2,472 | 26.3% |
| $100,000 | $70,436 | $2,709 | $3,441 | 29.6% |
| $150,000 | $100,159 | $3,852 | $5,379 | 33.2% |
Single filer, no 401(k) or pre-tax benefits.
Example
A single New York City resident earning $75,000 takes home about $55,312 a year, or $2,127 every two weeks. Of that salary, about $3,453 goes to New York State and $2,472 to New York City.
Don't live in the city? Use the New York State paycheck calculator instead.
Common questions
How much is NYC income tax?
3.078% to 3.876% of New York taxable income, on top of New York State tax. Most full-time workers pay 3.876% on income above $50,000 (single).
Do I pay NYC tax if I work in NYC but live elsewhere?
No. NYC income tax applies only to residents of the five boroughs. Commuters pay New York State tax on their NYC wages, but not city tax.
How much is $100,000 after taxes in NYC?
About $70,436 a year for a single filer with no pre-tax deductions.
Why is take-home pay lower in NYC?
City residents pay income tax three times — federal, state and city — plus state disability and Paid Family Leave contributions.
More calculators
- New York paycheck3.9% to 10.9% + NYC tax
- New Jersey paycheck1.4% to 10.75% + payroll fees
- Paycheck calculatorTake-home pay after taxes and 401(k)
Last updated .