How New York taxes your paycheck in 2026
New York has nine brackets from 3.9% to 10.9%. New York City residents also pay city income tax, and all workers pay small amounts for disability and Paid Family Leave.
- For 2026, New York cut its five lowest rates by 0.1 percentage point (for example, 4% became 3.9%), with another small cut scheduled for 2027.
- If you live in New York City, you also pay city income tax of 3.078% to 3.876%. Tick the NYC box under More options to include it.
- Paid Family Leave costs 0.432% of wages in 2026, up to $411.91 a year. Disability insurance (SDI) is 0.5% of wages, capped at $0.60 a week.
- High earners lose some benefit of the lower brackets through a recapture rule, so very high incomes may owe slightly more than this estimate.
New York 2026 income tax brackets
| Rate | Single | Married filing jointly |
|---|---|---|
| 3.9% | $0 – $8,500 | $0 – $17,150 |
| 4.4% | $8,500 – $11,700 | $17,150 – $23,600 |
| 5.15% | $11,700 – $13,900 | $23,600 – $27,900 |
| 5.4% | $13,900 – $80,650 | $27,900 – $161,550 |
| 5.9% | $80,650 – $215,400 | $161,550 – $323,200 |
| 6.85% | $215,400 – $1,077,550 | $323,200 – $2,155,350 |
| 9.65% | $1,077,550 – $5,000,000 | $2,155,350 – $5,000,000 |
| 10.3% | $5,000,000 – $25,000,000 | $5,000,000 – $25,000,000 |
| 10.9% | Over $25,000,000 | Over $25,000,000 |
Brackets apply to taxable income, after the state standard deduction.
Take-home pay in New York at common salaries
| Salary | Take-home per year | Every 2 weeks | New York taxes | Total tax rate |
|---|---|---|---|---|
| $40,000 | $32,553 | $1,252 | $1,767 | 18.6% |
| $60,000 | $47,457 | $1,825 | $2,933 | 20.9% |
| $75,000 | $57,784 | $2,222 | $3,808 | 23.0% |
| $100,000 | $73,877 | $2,841 | $5,303 | 26.1% |
| $150,000 | $105,538 | $4,059 | $8,253 | 29.6% |
Single filer, paid every two weeks, no 401(k) or pre-tax benefits, excluding local taxes.
Example
A single filer in New York earning $75,000 a year, paid every two weeks with no 401(k), takes home about $2,222 per paycheck, or $57,784 a year. Federal income tax is about $7,670, Social Security and Medicare $5,738, and New York taxes $3,808.
Not in New York?
Use our main paycheck calculator for any state, or browse paycheck calculators by state.
This calculator estimates your yearly tax and spreads it evenly across paychecks. Your employer's withholding depends on your W-4 and state forms, so individual paychecks can differ slightly. It doesn't include tax credits such as the Child Tax Credit.
Common questions
What are New York's income tax rates for 2026?
3.9%, 4.4%, 5.15%, 5.4%, 5.9%, 6.85%, 9.65%, 10.3% and 10.9%. Most middle-income workers pay 5.4% or 5.9% on their top dollars.
How much is NYC income tax?
New York City residents pay 3.078% to 3.876% of taxable income on top of state tax. People who work in NYC but live elsewhere don't pay it.
What is the NY Paid Family Leave deduction for 2026?
0.432% of gross wages, up to a maximum of $411.91 for the year.
How much is $75,000 a year after taxes in New York?
About $57,784 a year, or $2,222 every two weeks, for a single filer with no 401(k) contributions, before any local income tax.
More calculators
- Paycheck calculatorTake-home pay after taxes and 401(k)
- Pennsylvania paycheckFlat 3.07% + local tax
- Georgia paycheckFlat 4.99% (new for 2026)
Last updated .