How Pennsylvania taxes your paycheck in 2026
Pennsylvania charges a flat 3.07% on wages with no standard deduction, plus a local earned income tax in almost every town.
- Pennsylvania has no standard deduction or personal exemption, so the 3.07% applies from your first dollar of pay.
- Unlike most states, Pennsylvania taxes your 401(k) contributions — they still lower your federal tax, but not your state tax.
- Nearly every municipality and school district charges a local earned income tax, usually 1%–2% combined. Philadelphia's wage tax is much higher, close to 3.7% for residents.
- Workers also pay 0.07% toward unemployment insurance, and many towns add a Local Services Tax of up to $52 a year.
Take-home pay in Pennsylvania at common salaries
| Salary | Take-home per year | Every 2 weeks | Pennsylvania taxes | Total tax rate |
|---|---|---|---|---|
| $40,000 | $33,064 | $1,272 | $1,256 | 17.3% |
| $60,000 | $48,506 | $1,866 | $1,884 | 19.2% |
| $75,000 | $59,238 | $2,278 | $2,355 | 21.0% |
| $100,000 | $76,040 | $2,925 | $3,140 | 24.0% |
| $150,000 | $109,081 | $4,195 | $4,710 | 27.3% |
Single filer, paid every two weeks, no 401(k) or pre-tax benefits, excluding local taxes.
Example
A single filer in Pennsylvania earning $75,000 a year, paid every two weeks with no 401(k), takes home about $2,278 per paycheck, or $59,238 a year. Federal income tax is about $7,670, Social Security and Medicare $5,738, and Pennsylvania taxes $2,355.
Not in Pennsylvania?
Use our main paycheck calculator for any state, or browse paycheck calculators by state.
This calculator estimates your yearly tax and spreads it evenly across paychecks. Your employer's withholding depends on your W-4 and state forms, so individual paychecks can differ slightly. It doesn't include tax credits such as the Child Tax Credit.
Common questions
What is Pennsylvania's income tax rate for 2026?
A flat 3.07% on taxable compensation, the same for every income level and filing status.
Does Pennsylvania tax 401(k) contributions?
Yes. Pennsylvania doesn't allow a deduction for employee 401(k) contributions, so state tax is calculated on your pay before them.
What is the local earned income tax in Pennsylvania?
A tax charged by your municipality and school district, usually 1%–2% of wages. Check your rate with your local tax collector or employer.
How much is $75,000 a year after taxes in Pennsylvania?
About $59,238 a year, or $2,278 every two weeks, for a single filer with no 401(k) contributions, before any local income tax.
More calculators
- Paycheck calculatorTake-home pay after taxes and 401(k)
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Last updated .