How Illinois taxes your paycheck in 2026
Illinois charges a flat 4.95% income tax, after a personal exemption of $2,925 per person in 2026.
- Illinois' constitution requires a single flat rate, so everyone pays 4.95% regardless of income.
- Instead of a standard deduction, Illinois gives a $2,925 exemption per person for 2026. It disappears if your income is above $250,000 ($500,000 for married couples).
- Chicago and other Illinois cities don't tax wages, and Illinois doesn't tax most retirement income.
Take-home pay in Illinois at common salaries
| Salary | Take-home per year | Every 2 weeks | Illinois taxes | Total tax rate |
|---|---|---|---|---|
| $40,000 | $32,485 | $1,249 | $1,835 | 18.8% |
| $60,000 | $47,565 | $1,829 | $2,825 | 20.7% |
| $75,000 | $58,025 | $2,232 | $3,568 | 22.6% |
| $100,000 | $74,375 | $2,861 | $4,805 | 25.6% |
| $150,000 | $106,511 | $4,097 | $7,280 | 29.0% |
Single filer, paid every two weeks, no 401(k) or pre-tax benefits, excluding local taxes.
Example
A single filer in Illinois earning $75,000 a year, paid every two weeks with no 401(k), takes home about $2,232 per paycheck, or $58,025 a year. Federal income tax is about $7,670, Social Security and Medicare $5,738, and Illinois taxes $3,568.
Not in Illinois?
Use our main paycheck calculator for any state, or browse paycheck calculators by state.
This calculator estimates your yearly tax and spreads it evenly across paychecks. Your employer's withholding depends on your W-4 and state forms, so individual paychecks can differ slightly. It doesn't include tax credits such as the Child Tax Credit.
Common questions
What is the Illinois income tax rate for 2026?
A flat 4.95% on income after your personal exemption.
What is the Illinois personal exemption for 2026?
$2,925 per person, up from $2,850 in 2025. It isn't available if your adjusted gross income is over $250,000, or $500,000 for joint filers.
Does Chicago have a city income tax?
No. Chicago and other Illinois cities don't charge income tax on wages.
How much is $75,000 a year after taxes in Illinois?
About $58,025 a year, or $2,232 every two weeks, for a single filer with no 401(k) contributions.
More calculators
- Paycheck calculatorTake-home pay after taxes and 401(k)
- Ohio paycheck2.75% above $26,050
- Michigan paycheckFlat 4.25% + some city taxes
Last updated .