How Iowa taxes your paycheck in 2026
Iowa charges a flat 3.8% income tax, after the federal standard deduction.
- Iowa moved to a single 3.8% rate in 2025, down from a top rate of 8.53% just a few years earlier.
- Iowa starts from federal taxable income, so the federal standard deduction applies, plus a $40 personal credit per person.
- Some Iowa school districts add a small surtax on state income tax, which this estimate doesn't include.
Take-home pay in Iowa at common salaries
| Salary | Take-home per year | Every 2 weeks | Iowa taxes | Total tax rate |
|---|---|---|---|---|
| $40,000 | $33,452 | $1,287 | $868 | 16.4% |
| $60,000 | $48,762 | $1,875 | $1,628 | 18.7% |
| $75,000 | $59,394 | $2,284 | $2,198 | 20.8% |
| $100,000 | $76,032 | $2,924 | $3,148 | 24.0% |
| $150,000 | $108,743 | $4,182 | $5,048 | 27.5% |
Single filer, paid every two weeks, no 401(k) or pre-tax benefits, excluding local taxes.
Example
A single filer in Iowa earning $75,000 a year, paid every two weeks with no 401(k), takes home about $2,284 per paycheck, or $59,394 a year. Federal income tax is about $7,670, Social Security and Medicare $5,738, and Iowa taxes $2,198.
Not in Iowa?
Use our main paycheck calculator for any state, or browse paycheck calculators by state.
This calculator estimates your yearly tax and spreads it evenly across paychecks. Your employer's withholding depends on your W-4 and state forms, so individual paychecks can differ slightly. It doesn't include tax credits such as the Child Tax Credit.
Common questions
What is Iowa's income tax rate for 2026?
A flat 3.8% on taxable income.
When did Iowa switch to a flat tax?
Iowa's flat 3.8% rate took effect in tax year 2025.
Does Iowa tax retirement income?
No. Iowa exempts retirement income for people 55 and older.
How much is $75,000 a year after taxes in Iowa?
About $59,394 a year, or $2,284 every two weeks, for a single filer with no 401(k) contributions.
More calculators
- Paycheck calculatorTake-home pay after taxes and 401(k)
- Kansas paycheck5.2% to 5.58%
- Maine paycheck5.8% to 7.15% + paid leave
Run a blog or website? Add this free calculator to your site.
Last updated .