How Massachusetts taxes your paycheck in 2026
Massachusetts charges a flat 5% income tax, plus a 4% surtax on income over $1,107,750, and workers pay 0.46% toward Paid Family and Medical Leave.
- Instead of a standard deduction, Massachusetts gives a personal exemption: $4,400 for single filers, $8,800 for married couples and $6,800 for heads of household.
- You can also deduct up to $2,000 of the Social Security and Medicare tax you pay.
- The 2026 Paid Family and Medical Leave contribution is 0.46% of wages for workers, up to the $184,500 Social Security cap.
- The 4% 'millionaires tax' applies only to income above $1,107,750 in 2026. Massachusetts towns don't charge income tax.
Take-home pay in Massachusetts at common salaries
| Salary | Take-home per year | Every 2 weeks | Massachusetts taxes | Total tax rate |
|---|---|---|---|---|
| $40,000 | $32,456 | $1,248 | $1,864 | 18.9% |
| $60,000 | $47,434 | $1,824 | $2,956 | 20.9% |
| $75,000 | $57,818 | $2,224 | $3,775 | 22.9% |
| $100,000 | $74,040 | $2,848 | $5,140 | 26.0% |
| $150,000 | $105,921 | $4,074 | $7,870 | 29.4% |
Single filer, paid every two weeks, no 401(k) or pre-tax benefits, excluding local taxes.
Example
A single filer in Massachusetts earning $75,000 a year, paid every two weeks with no 401(k), takes home about $2,224 per paycheck, or $57,818 a year. Federal income tax is about $7,670, Social Security and Medicare $5,738, and Massachusetts taxes $3,775.
Not in Massachusetts?
Use our main paycheck calculator for any state, or browse paycheck calculators by state.
This calculator estimates your yearly tax and spreads it evenly across paychecks. Your employer's withholding depends on your W-4 and state forms, so individual paychecks can differ slightly. It doesn't include tax credits such as the Child Tax Credit.
Common questions
What is the Massachusetts income tax rate for 2026?
A flat 5%, plus an extra 4% on taxable income above $1,107,750.
What is the Massachusetts PFML deduction for 2026?
Up to 0.46% of wages for employees, capped at the Social Security wage base.
Does Massachusetts have a standard deduction?
No. It uses personal exemptions of $4,400 (single), $8,800 (married filing jointly) or $6,800 (head of household).
How much is $75,000 a year after taxes in Massachusetts?
About $57,818 a year, or $2,224 every two weeks, for a single filer with no 401(k) contributions.
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Last updated .